Welcome back, savvy readers! I’m your host Eric Hammer, here to add a sprinkle of humor and a spoonful of knowledge to your financial soup. Today, we’re diving into the endlessly debated world of life insurance…for kids. Yes, you read that right. Not ice cream, not toys, but life insurance. Before you raise your eyebrows …
Life Insurance for Kids: A Financial Circus or a Safety Net? Read More »
Alright, folks, today we’re swapping calculators and tax forms for rattles and diapers to tackle an equally important question: Can short-term disability be used for pregnancy? Let’s dive into this topic as though it’s a kiddie pool full of unknowns. Goggles on! To all the expecting mamas out there, we know that adding the phrase …
Baby on Board and Short-Term Disability: A Match Made in Maternity Heaven Read More »
Hey, all you number crunchers, financial wizards, and to those who wound up here because they thought this was a cooking blog (sorry, no recipes today!) – welcome! Now, we may not be discussing mouth-watering tacos, but we do have a deliciously informative piece for you today. Ever wondered, “Do healthcare workers get good health …
Just What The Doctor Ordered? Healthcare Workers and Health Insurance Read More »
Greetings, health enthusiasts and fiscal aficionados! Has this question ever bubbled up in your wellness wellspring: “Do I need additional health insurance coverage if I’m already covered by a plan from work or the ACA?” It’s like asking, “Do I need dessert after an all-you-can-eat buffet?” The answer, like deciding between tiramisu or cheesecake, can …
The quick answer to the question, “Does dental insurance cover root canals?” is: it depends on your plan. However, the finer details surrounding this coverage can be a bit more complex. It’s crucial to understand what your dental insurance covers and what it does not, particularly for costly procedures like root canals. Dental insurance is …
Does Dental Insurance Cover Root Canals? Here’s What You Need to Know Read More »
The decision to get health insurance or pay out of pocket for healthcare expenses is an important one, and understanding your options is critical. This article will explore the benefits and potential downsides of each choice and introduce another viable alternative: high deductible health insurance combined with a Health Savings Account (HSA). Paying Out-of-Pocket Paying …
If you’re shopping for health insurance on the Marketplace, you may be eligible for health insurance subsidies. These subsidies, also known as premium tax credits, can help make your health insurance more affordable. Here’s how they work: What are Health Insurance Subsidies? Health insurance subsidies are a type of financial assistance provided by the government …
Health insurance is an important tool for managing healthcare costs, but many people wonder if it’s worth the expense. After all, if you’re generally healthy and don’t anticipate needing a lot of medical care, it may seem like paying out of pocket for medical expenses would be more cost-effective. However, the decision to get health …
Should I Buy Health Insurance or Pay Out of Pocket? Read More »
Health insurance is an essential component of modern healthcare, but finding cheap health insurance in Florida can be a challenge. Many people are searching for affordable health insurance options that meet their needs and budget. While there are many factors to consider when choosing a health insurance plan, there are several ways to find cheap …
Health insurance is an essential aspect of maintaining good health and financial security. However, there may be times when you need to cancel your health insurance policy. In this article, we will explore whether you can cancel health insurance at any time and the implications of doing so. In general, the answer is yes, you …
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