Health Insurance

Is LASIK Covered by Vision Insurance?

When it comes to healthcare, many people prioritize maintaining good vision, and this often involves investing in vision insurance. While vision insurance can cover various aspects of eye care, such as routine exams, glasses, and contact lenses, there’s one common procedure that is typically not covered: LASIK surgery. LASIK, which stands for Laser-Assisted In Situ …

Is LASIK Covered by Vision Insurance? Read More »

What Kind of Insurance Network Should I Choose? EPO, HMO, PPO?

When shopping for health insurance, one of the key decisions you’ll need to make is which type of health insurance network to choose. There are several types of networks available, including Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Exclusive Provider Organizations (EPOs). Each type of network has its own strengths and weaknesses, and …

What Kind of Insurance Network Should I Choose? EPO, HMO, PPO? Read More »

Copays, Deductibles, Coinsurance and Out of Pocket Max — What’s the Difference?

Navigating the world of health insurance can be a confusing and overwhelming experience. There are many terms and concepts to understand, including copays, deductibles, and out-of-pocket maximums. In this article, we will explain the difference between these three important concepts. Copays A copay is a fixed amount of money that you pay for a specific …

Copays, Deductibles, Coinsurance and Out of Pocket Max — What’s the Difference? Read More »

Are Health Insurance Premiums Subject to FICA?

Health insurance premiums are an important consideration for many people when choosing a health insurance plan. One question that often arises is whether health insurance premiums are subject to FICA (Federal Insurance Contributions Act) taxes. In this article, we will explore whether health insurance premiums are subject to FICA and what that means for employees …

Are Health Insurance Premiums Subject to FICA? Read More »

Does Health Insurance Cover Past Bills?

Health insurance is a crucial tool that provides financial protection to individuals and families in the event of illness, injury, or medical emergencies. However, many people wonder whether their health insurance will cover past bills, particularly if they have been unable to pay their medical bills in the past. Unfortunately, the answer is always no. …

Does Health Insurance Cover Past Bills? Read More »